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Nationwide Rise in Debt Collector Harassment Sparks Concern

Protecting Families from Rising Debt Collector Violations Lawrence, United States – February 18, 2026 / Legal Rights Advocates, Inc. / The rise in debt collector harassment across the United States has become a pressing concern for many families struggling with financial challenges. Reports indicate…

Student loan delinquency rate jumps to nearly 25% in Trump’s second term, analysis finds

The student loan delinquency rate is surging, new research finds. Nearly 25% of student loan borrowers with a payment due are now behind, compared with around 9% in 2019, during President Donald Trump’s first term, according to a report published Friday by The Century Foundation,…

Housing affordability isn’t just hurting buyers: More homeowners are falling behind on their mortgages

Housing affordability challenges are weighing on not only would-be buyers, but also on a growing share of existing homeowners, new data suggests. Late-stage mortgage delinquencies — those with payments at least 90 days past due — rose 18.6% in December…

$49 billion in medical debt will be wiped off Americans’ credit reports

Nearly 1 in 5 Americans owe some amount of medical debt, according to the Consumer Financial Protection Bureau. And while paying it back may be a significant burden on its own, it will now have a smaller impact on Americans’ overall financial health. Medical…

Debt Deepens for U.S. Households, Led by Mortgage and Student Loan Stress

Americans ended 2025 with more debt than ever—and more trouble paying it back. New data from the Federal Reserve Bank of New York show household debt climbing to record levels, while delinquency rates have risen to their highest point since…

Credit card debt tops $1.28 trillion consistent with ‘K-shaped’ economic divide, New York Fed research shows

Americans ended 2025 more in debt than ever before. Credit card balances hit a fresh high in the fourth quarter, rising by $44 billion to $1.28 trillion, according to a new report on household debt by the Federal Reserve Bank of New York released Tuesday.…

Tech IPO hype gets drowned out on Wall Street by prospect of $1 trillion in debt sales

While the prospect of a SpaceX initial public offering and the hopeful listings from OpenAI and Anthropic have juiced IPO excitement on Wall Street, the current action in tech capital markets has nothing to do with equity. Rather, it’s all about debt. Tech’s four…

Medical emergencies can lead to debt and bankruptcy even for insured Americans

Even Americans who are covered by health insurance can emerge from medical emergencies with long-lasting financial scars. In a study published this month in the journal Health Affairs, researchers found that 18 months after being hospitalized for a traumatic injury — such as a…

Student loan complaints hit record high, CFPB finds but the watchdog agency omits details

Federal student loan borrowers submitted a record number of complaints to the Consumer Financial Protection Bureau from mid-2024 to mid-2025, a recent report from the bureau shows. But the government’s 21-page report, published in early January, omits details on the nature of borrowers’ complaints —…

Millions may drop ACA coverage — and raise health insurance costs for everyone else

Millions of people are likely to drop their health insurance now that enhanced premium subsidies for consumers who buy coverage on the Affordable Care Act marketplace have expired. That could increase costs for remaining enrollees, leading some experts to warn of a potential “death…