Legal News

Utah Passes Privacy Legislation UCPA

Source-site At last count, at least 39 states have introduced (or passed) comprehensive privacy legislation. After what was previously a watch-and-wait game of legislative whack-a-mole, we are now seeing this legislation get passed and implemented more regularly and with greater…

Court Finds Text Messages Do Not Qualify As Artificial Or Prerecorded Voice Messages Under The TCPA

Source-site In Eggleston v. Reward Zone USA LLC, No. 2:20-cv-01027-SVW-KS (C.D. Cal. Jan. 28, 2022), the U.S. District Court for the Central District of California rejected the argument that text messages are “artificial or prerecorded voice messages” under the Telephone Consumer…

CFPB Weighs Ban On Medical Debts In Credit Reports

Source-site More than half of the debt that appears on credit reports as being in collection stems from medical bills, the agency found. Unpaid medical bills became a bigger concern during the pandemic, and now, a federal consumer agency is…

Al Lawson Brings Back Small Business Debt Collection Protection Bill

Source-site U.S. Rep. Al Lawson, D-Fla., brought back his “Small Business Fair Debt Collection Protection Act” which he has championed in recent years. The bill extends protections under the Fair Debt Collection Practices Act (FDCPA) to small businesses with loans or obligations that…

8th Cir. Holds FDCPA Plaintiff Lacked Article III Standing In Garnishment Communication Case

Source-site The U.S. Court of Appeals for the Eighth Circuit recently reversed a trial court’s judgment in favor of a consumer for claims of alleged violation of the federal Fair Debt Collection Practices Act, finding that the consumer lacked Article…

Credit card debt is surging at a record-high rate

Source-site If you’re just making the minimum payments on your credit cards, it may be worthwhile to consider one of these debt repayment strategies. (iStock) Americans are racking up credit card debt at a record-setting pace, according to the Federal Reserve…

Auto Lender Santander Agrees To Pay $5.5M Over Debt Collection

Source-site BOSTON (AP) — A subprime auto lender has agreed to pay more than $5.5 million to Massachusetts to resolve allegations that it did not provide proper explanations about its auto loan debt collection practices to consumers, the state attorney general’s office…

Pennsylvania Federal Court Holds Debt Collector’s Communication With Vendor Could Violate FDCPA

Source-site The United States District Court for the Eastern District of Pennsylvania recently held that a debt collector’s communication with a letter vendor could constitute an FDCPA violation. See Khimmat v. Weltman, Weinberg & Reis Co., LPA, 2022 U.S. Dist. LEXIS 21076…

Capital Federal Credit Union opens in Lubbock to serve underserved communities

Source-site LUBBOCK, Texas (KCBD) – The grand opening for Capital Federal Credit Union is scheduled to happen at 3 p.m. today at 4210 50th Street. The vision is to serve Lubbock’s underserved communities. Royce and Linda Lewis, owners of Capital…

U.S. Consumers Stand To Save Billions From Banks’ Overdraft Reforms

Source-site In one of the first efforts to tally the impact of recent overdraft fee reforms, a new analysis finds that changes under way at just five banks could save consumers more than $2 billion annually. The Pew Charitable Trusts…